What is Shangtongdai? Shangtongdai Review

1. Company Introduction: CreditEase

2. Product name: Shangtongdai

3. Application conditions

1. Age requirement: 22 years old ( inclusive ) - 55 years old ( inclusive ) ;

2. The monthly store turnover reaches more than RMB 30,000 ,

3. Operating time: If the actual operating time exceeds 6 months, the operation must be interrupted.

4. The applicant must be the actual operator.

For example, Mr. Chen and Ms. Wang run a store together. The store certification information and license are Mr. Chen

1. Both persons can apply.

2. If Mr. Chen goes to work by himself and Ms. Wang actually runs the store, only Ms. Wang can apply .

3. If Mr. Chen and Ms. Wang both go to work and leave the shop to their relatives to run, only the relatives can apply.

4. Application process ( click on the link to apply ) Copy the link and open it https://shangdai.yxpuhui.com/newsite/?code=XXJR245

1- Click on "I want to borrow money"/Register

2- Add a store

3 - You will see the estimated amount

4 - Click to apply for loan

5- Fill in the loan application form

6 - Just scan the code to analyze the store

7-You need to wait for the review call, and the loan will be released on the same day at the earliest.

5. Application Materials

1. Photos: front and back of ID card, photo of holding ID card, bank card number, email address, company residence information, emergency contact information

6. Application Deadline

1. The loan term is divided into 3, 4, 6, 12 and 24 installments. The actual approval amount is subject to review.

7. Loan interest

1. The monthly fee is divided into 3 levels: 0.67, 0.89, 0.99. Explanation: If you borrow 100,000 yuan and repay the principal and interest in equal installments, the average monthly fee starts at 670 yuan: or the daily fee is as low as 2.3 per 10,000: or the comprehensive annualized fee is between 8.04% and 11.98%

8. Other instructions

1. If you use it for one month, you will be charged one month’s interest, and the remaining fees will not be charged.

2. Support early repayment anytime and anywhere, repayment after N-1, no early repayment fee and no penalty will be charged .

References

• 1. Shangtongdai: Website