What is Dream Pay? Dream Pay Review

What is Dream Pay? Dream Pay Review
DreamPay is a leading payment and expense management platform under Dream Financial. We provide easy-to-use and powerful payment and expense management solutions designed for small and medium-sized enterprises. We aim to help Chinese small and medium-sized enterprise customers use advanced technologies in the field of US financial technology to promote their continued growth in sales and market share, and improve their efficiency in managing corporate payment expenses. We provide financial technology infrastructure and marketing platforms for merchants, brands and their employees to help them interact with users and customers with the power of new technologies and operate more efficiently. Jordan and Lilian, founders of the Californian payment pioneer


Founder Introduction

Xiong Gang Jordan, Founder

Jordan studied in the United States in his early years and graduated from the Graduate School of the Viterbi School of Engineering at the University of Southern California (USC). He studied under the famous American professor and operations research master James Moore.

After graduating from USC, Jordan founded two Internet and e-commerce companies in California. Due to his good grasp of the direction of the Internet and e-commerce, the company successfully achieved profitability in the first six months and has maintained steady growth and continuous profitability.

His many years of entrepreneurial experience in the Internet and e-commerce sectors in China and the United States have given him a deep understanding of core corporate knowledge such as business operations management, product innovation and marketing channels, and financial analysis.


Lilian Mo, Founder

Lilian was admitted to Tsinghua University in 1999 with the outstanding results of being the top scorer in science in Guangxi Province. After graduating from undergraduate school, she received a full scholarship to study computer and bioinformatics in the United States. She holds a master's degree in statistics and a doctorate in computer science and biology.

Lilian founded GII as the main founder while she was studying for her doctorate. Her main business is B2B online wholesale and retail business. She provides procurement wholesale and online retail services to a large number of small and medium-sized enterprises and end customers in the United States. She has grown into an industry-leading service provider and has received an A rating from the famous American rating agency BBB. She was once a famous seller on mainstream e-commerce platforms.

In addition, Lilian also participated in the establishment of the mobile Internet company Vzufang (Gouju.com), and served as the first CEO of Gouju.com. In addition, Lilian has many years of rich experience in technology innovation and marketing, procurement channels and customer relations.

Functional scenarios

1. Corporate Card

Build your expense spending policy into a company card and exercise detailed spending control over each employee.

2. Overseas shopping via e-commerce

Say goodbye to information leakage and credit card fraud, and shop without worries - start with MXK8 credit card.

3. Account Registration

Developer account registration money-saving expert MXK8 credit card helps you avoid external card payments from platforms such as Google and Apple.

4. Virtual Card

Generate and assign a virtual card to your account for instant and secure access to shop online as you wish.

5. Advertising fee payment

Facebook/Instagram advertising payment can be easily handled with MXK8 credit card.

6. Subscription Services

MXK8 credit card can easily solve your reimbursement worries for overseas subscription services.

7. Sub-account management

Effectively manage the complex expenses of different departments or branches. The sub-account function allows you to manage easily and rest assured.

8. Travel booking

The MXK8 credit card that you can use and discard at any time is your most private business travel reservation manager.

9. Membership prepaid card

Say goodbye to the cumbersome traditional membership service platform card purchases. MXK8 easily issues VISA credit cards, bank deposits, and is safe and compliant.

Qualification rate

1. Application Materials

Company documents: Article, EIN original documents;

Company Owner Documents: SSN certification document or ITIN certification document, U.S. driver's license or Chinese passport; (Note: The passport must be provided together with the company owner's U.S. residential address)

Recent bank statement of the company: the billing address must be the address on the company's certificate of incorporation, preferably the business address;

The company owner's recent bank statement: The billing address must be a U.S. residential address. If a U.S. driver's license is provided, it must be consistent with the address on the driver's license;

*Optional:

The company's recent utility bill (the billing address must be the business address on the company's certificate of incorporation)

The company owner’s recent utility bill (the billing address must be a U.S. residential address. If a U.S. driver’s license is provided, it must be consistent with the driver’s license address).

2. Usage Rate

SMB merchants: 1 month free trial, $149 per month, free for monthly spending of more than $100,000;

VIP merchants: 2-month free trial, $99 per month, free for monthly spending of more than $50,000;

VIP qualification: Recommend 3 compliant merchants to the platform to enjoy VIP user rates.

Advantages

1. Fund Security

1. Set spending limits anytime, anywhere

2. Control where and how your business spends

3. Close lost or stolen cards with one click online

2. Financial Management

1. Automatically generate transaction records

2. Generate activity reports in real time

3. Support various data exports

3. Profit and profit

1. Continue to save money to develop the team

2. Invest in higher value innovation activities

3. Expand business scope and increase profits

4. Free Definition

1. Credit card holder’s name

2. Address, amount, validity period

3. Customize everything as you like

5. Autonomous Control

1. Switch cards as you wish

2. Automatic refund of balance

6. Convenience and comfort

1. Unlimited card opening

2. No limit on the number of cards you can open

3. No hidden fees

4. Charge and use as you want

7. Physical Cards

1. Support business owners and employees

2. Apply for activation of the physical card function

3. Flexible and practical

Corporate Culture

1. Values

Customers first, first-class service;

Teamwork, execution first;

Embrace change and be innovative;

Honesty is the basis, and we dare to take responsibility;

Passionate and optimistic, never give up;

Dedicated and focused, striving for excellence.

2. Vision

We will build the future business infrastructure for small and medium-sized enterprises engaged in Sino-US trade, be committed to serving small and medium-sized enterprises, strive to create employment opportunities for both China and the United States, and help 100,000 small and medium-sized enterprises grow and make profits!

References

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