What is PhotonPay? PhotonPay Review

Introduction to PhotonEasy

The cross-border payment business is carried out through its subsidiary product, Photon Easy, with business covering major regions such as Asia, North America, the European Union, and the United Kingdom. It holds financial service licenses issued by financial regulatory agencies such as the United States (MSB), the European Union (PI), and Hong Kong (MSO), and is committed to building a global collection and settlement network to help China's cross-border trade truly reach the world.

We have opened platforms such as Amazon, eBay, Cdiscount, etc.

Photonics Products and Services

1. Cross-border e-commerce payment: Register for PhotonEasy - Apply for an overseas payment account - Receive and withdraw payment.

2. Credit account: You can withdraw money as soon as Amazon bills you. Both individuals and companies can apply for a credit account.

3. VAT payment: Enter the tax number - pay the tax.

PhotonEasy Product Advantages

1. Productivity

The handling fee for receiving and withdrawing funds has been reduced from 1% to 0.6%, which has greatly benefited Chinese sellers. Cross-border payments can be withdrawn in as fast as 2 hours.

2. Availability

Complete the payment account application in three steps, bind the e-commerce platform with one click to complete the payment management of multiple stores, and the funds in each store are clear and transparent

3. Safety

Possessing Hong Kong MSO and US MSB financial licenses, and cooperating with many domestic banks to obtain testing from professional financial system testing agencies, the company's year-round availability reaches 99.999%

4. Product Services

The technical team responds online 24/7, and the customer service team provides continuous service. With rich payment service experience, we provide safe payment collection for more than 20,000 merchants.

Advantages/Features of Photon Easy Payment

1. Extremely fast and convenient

Withdraw cash anytime, anywhere, and the money will be credited to your account in as fast as 1 minute;

1 Photon Easy Payment Account to manage funds on multiple platforms and multiple stores

2. Risk control guarantee

The world's top compliance system allows you to collect payments without any worries

Efficient risk management mechanism

Possessing security qualifications certified by multiple authoritative organizations to ensure the safety of funds

3. Fund security

Customer funds are deposited in the reserve account of an international first-tier clearing bank. Each fund is 100% operated according to customer instructions, and fund changes are notified in real time.

4. Services

Customized one-to-one service

7*24 hours service

Respond to customer inquiries within 30 seconds

5. Value-added services: VAT payment and fund custody.

Photonics Enterprise Qualifications

Hong Kong MSO Financial License

A licence issued by the Hong Kong Customs and Excise Department to operate currency exchange and remittance services in Hong Kong.

US MSB Financial License

A digital asset trading business license issued by the U.S. Financial Crimes Enforcement Network.

Safety and compliance

Safety and compliance are our top priorities. In China, we cooperate with domestic banks and institutions that have the qualifications to settle and sell foreign exchange.

FAQ

Q: What information is needed to apply for a receiving account?

A: Individual users in mainland China: ① mobile phone number, email address; ② color photocopies of the front and back of the ID card, and a photo of the person holding the ID card; ③ personal bank debit card. Enterprise users in mainland China: Mainland enterprises (only three-in-one certificates are supported, and non-three-in-one certificates cannot be registered and submitted, please contact the local industrial and commercial bureau for changes): ① mobile phone number, email address; ② business license (three-in-one enterprise or individual business), photocopy of the legal representative's certificate; ④ corporate bank account or legal representative's personal bank account.

Q: I have just opened a store on Amazon. What should I do if I cannot provide a seller ID and authorization?

A: If you have not opened an Amazon store when you apply for an overseas payment account, you can click "No products for sale/No store" when applying for an overseas payment account to get a payment account in advance, and then add the seller number and MWS authorization token when the store starts normal operation.

Q: How long does the real-name authentication review take?

A: The review result will be completed within 1 working day and will be notified by email and SMS.

Q: How long does it take for the funds to be received after settlement from Amazon?

A: It takes about 3-5 working days for the Amazon settlement amount to be transferred to your bank account after it is issued. We will notify you by SMS and email as soon as the amount is credited.

Q: Which Amazon sites does PhotonEasy cross-border payment support?

A: Amazon North America, Europe, and Japan.